1. Enrollment & Access

• License: You receive a non-transferable, 90 day limited access license for personal use.
• Prohibited: Sharing logins, reselling content without established partnership, or reverse-engineering materials.

2. Payment & Refunds

• Payment Plans: Missed payments suspend access until resolved.
• Refund Policy: We do not provide refunds under any circumstance.
• Chargebacks: Will result in permanent ban and legal action.

3. Intellectual Property

• Our Ownership: Course content, templates, handouts and trademarks are ours.
• Limited Use: You may use templates for your business only.
• No IP Transfer: Enrollment doesn’t grant rights to our copyrights/patents.

4. Disclaimer of Legal Advice

• Educational Only: The course provides general guidance, not legal advice.
• No Attorney-Client Relationship: Created for informational purposes.
• Consult a Lawyer: For entity formation, visas, or investor contracts, book a paid consultation for all legal needs.

5. User Responsibilities

• Accuracy: You warrant all submitted info (e.g., payment) is truthful.
• Compliance: You’ll use materials lawfully (no fraud, spam, or infringement).

6. Limitation of Liability

• No Guarantees: We don’t promise funding, visa approval, or specific results.
• Cap on Damages: Maximum liability = your course fee.

7. Termination

We may terminate access for:

• Chargebacks.
• Abuse (e.g., hacking, sharing logins).
• Or anything we deem necessitates termination

8. Disputes

• Governing Law: Georgia, USA.
• Arbitration: Mandatory for claims over $3,000 (no class actions).

9. Updates

We’ll email you about material changes to these terms.